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Tools & Resources

Everything You Need
to Make the Deal Work

Free tools, guides, and calculators for real estate investors. Know your numbers before you call us.

New on the blog: are new homes really cheaper than used? ›

Free Tools

Run Your Numbers First

These tools help you figure out if your deal works — before you ever fill out an application.

📊
Free · Online

Loan Calculators

Run your numbers on a fix and flip, a bridge loan or a 2nd position equity loan. See your loan amount, cash to close, payments, profit and best offer in seconds. Share the results or save them as a PDF.

Fix & Flip Bridge 2nd Position
Open Calculators

Prefer a spreadsheet? Get the Excel version

🎯
2-Minute Quiz

Loan Finder

Not sure which loan fits your deal? Answer two questions and we'll tell you exactly which product you need — and what terms to expect.

Takes 2 minutes No contact info required Instant result
Find My Loan

Loan Comparison Guide

All 5 Loans. Side by Side.

See how our products stack up — rates, terms, LTV, and what each loan is built for.

Bridge Loan Fix & Flip 2nd Position Double Close
Best For Buy & hold fast Buy, rehab, sell Pull equity out Wholesale deals
Rate / Fee 15%+ 12%+ 20%+ 1% fee
Max LTV 75% 90% purchase
100% rehab		 65% CLTV 100% funded
Loan Size $50K – $2M $100K – $2M $40K – $500K Any size
Term 12 months 4, 6, 9, or 12 mo 6 months Same day
States NC · SC · GA · TN · VA · AL · MO · NE · OH · DC NC · SC · GA
TN · VA		 NC · SC · GA · TN · VA · AL · MO · NE · OH · DC Nationwide
except CA & SD
Credit Check ✓ No ✓ No ✓ No ✓ No
Appraisal ✓ Not required ✓ Not required ✓ Not required ✓ Not required
Origination 2+ points 2+ points 2+ points None
Learn More Bridge → Fix & Flip → 2nd Position → Double Close →

All terms subject to underwriting. Rates and LTV vary by deal. Apply to get your actual terms →

Loan Finder

Not Sure Which Loan
Fits Your Deal?

Tell us what you're trying to do. We'll point you to the right product in under two minutes — no contact info needed.

  • 1 Tell us what you want to do with the property
  • 2 Answer one follow-up question
  • 3 Get your loan match with terms and a direct apply link
Find My Loan
Preview — Loan Finder
What do you want to do with the property?
🏠 Buy a property
🔨 Buy, fix, and sell a house
💰 Get cash from a property I own
🤝 Close a wholesale deal
Take the full quiz → /which-loan

Go Deeper —
Brick by Brick Podcast

Loren talks to real estate investors about what's actually working. No theory. No fluff. Real strategies from people doing real deals.

YouTube Apple Spotify
Now Available

Brick by Brick

Wealth-building conversations for real estate investors. Hosted by Loren Wernette, Founder of REI Transactional.

YouTube Apple Podcasts Spotify

FAQ

Questions We Get All the Time

Can't find what you need? Call us at 984-213-5877.

Do you check credit? +
No. We don't run credit checks. We fund based on the deal — the property, the exit strategy, and the numbers. Your credit score doesn't affect your approval.
How fast do you close? +
We close in an average of 12 days. Some loans close in days — especially double closes, which can close same-day. Speed depends on how fast you can get us what we need.
What states do you lend in? +
We lend in NC, SC, GA, TN, VA, AL, MO, NE, OH, and DC for Bridge, 2nd Position and Fix & Flip. Double close funding is available nationwide except California and South Dakota. We do not lend outside these states at this time.
Do you require an appraisal? +
Not on most deals. We underwrite based on our own valuation of the property. No waiting on an appraiser. No delays.
What types of properties do you fund? +
Single-family, multi-family, and commercial real estate. We do not fund owner-occupied residential properties. All loans are for investment properties only.
What's the minimum and maximum loan size? +
It depends on the product. 2nd Position Equity starts at $40,000 and goes to $500,000. Bridge loans run $50,000 to $2,000,000. Double close funding has no hard maximum — it depends on the transaction.
Are there any upfront fees? +
No upfront fees. We don't charge you to apply or review your deal. Origination points are collected at closing, not before.
How do I get started? +
Fill out our short application at /apply. It takes about 5 minutes. We'll get back to you within one business day — usually faster.

Ready to Move on Your Deal?

Apply in minutes. We'll get back to you in one business day.

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No upfront fees  ·  No credit check  ·  NC · SC · GA · TN · VA · AL · MO · NE · OH · DC